Y’all don’t think people want some variety? Recently purchased exactly what you described, a Huff home on a 4,000 sq/ft lot with a membership to the Beach Club. Would have preferred 2 acres with a 3,000 sq/ft colonial but those don’t exist in South Walton.
You either pay at least $2m for the right to own a slightly larger than average size home south of 98 and live amongst short term rentals, now without even assured beach access, or you can go north of 98 to the tiny lot box home developments. The third option is you can track down a pre 2000s built home, probably with more land, character and charm, but also built on sticks, totally uninsurable, and likely toast if a Cat 2 or better ever comes to town. Good luck with traffic too.
It’s a tough thing but if you want to be there you work with the options you’re given. While the development seems rampant, it’s actually quite controlled. Very little options outside of what already exists.