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NotDeadYet

Beach Fanatic
Jul 7, 2007
1,416
489
No hospital in their right mind will let you drive yourself from point A to point B if you still needed care.

I did not say I was going to "drive myself." What I had in mind was a less expensive ride.
 

NotDeadYet

Beach Fanatic
Jul 7, 2007
1,416
489
[QUOTEI thought if you were seriously injured you had to go to Pensacola. Seems crazy that standard medical care is not covered.

The reason I have insurance is to not have $10,000 bills for emergency care.][/QUOTE]

The billing service for SWFD, the ambulance in this case, told me that none of the ambulance services in Florida have signed provider contracts with BCBS because the reimbursements are too low. So they are all "out of network." Check your policy to see what your out of network deductible and copays are.

In my case it was not an injury - Sacred Heart shipped me up there because they could not diagnose me here, they didn't have the necessary specialist.
 

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
WTF! Even an ambulance ride from my house to my closest local hospital is not covered?

I'm starting to think I should just ditch the insurance and declare bankruptcy if I ever get seriously injured. It doesn't pay for ANYTHING!
 

rdelong43065

Beach Fanatic
May 28, 2007
677
121
59
Seagrove
A nominal sum if you were sick enough to warrant air transport.

Yeah I was sick enough for it. All told, I was in 3 hospitals, 3 ambulances, a helicopter and a jet in a 24 hour period. I'm not complaining per say. My insurance did cover over $400,000 including the jet to Birmingham.
 

Bob Wells

Beach Fanatic
Jul 25, 2008
3,380
2,857
WTF! Even an ambulance ride from my house to my closest local hospital is not covered?

I'm starting to think I should just ditch the insurance and declare bankruptcy if I ever get seriously injured. It doesn't pay for ANYTHING!

And there are plenty of folks who just don't pay, family members won't even pick their elderly family members because I suppose it might be inconvient.
 
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