Yeah, we looked into modular, including the StalWart built homes. The biggest problem they pose is with lenders. Most lenders put modular in the same category as manufactured (aka "trailers") and their interest rates are much higher. And, frankly, we haven't found the prices to be any lower than what contractors have been quoting us for site-built homes.
But thanks for the suggestion!
And hi Tsutcli. Thanks for the welcome to the 'hood. Yes, we're aware of the HOA requirements, and have spoken with one member of the architectural review committee already, so we know what's involved.
We're on Seabreeze Way, lot 4A. It's the cul-de-sac that's behind the Emerald Waters building.
Where do you live in Seabreeze?