Hello,
I am not new to the area but I am new to this forum and wanted to say hello. I am 31 and just started working at a new Commercial Insurance Agency. While I was surfing the web looking for new socks I found this and thought it would be a great way to give back to the area and in the process make friends and maybe get a few new clients.
My deal is as follows: Agents and Agencies hide and keep a ton of information from you. Information that could save you a lot of money, or after a claim, make you lose a lot of money. Below is short list of items that I plan on talking about in depth. Some of you may know about these items, others may not. Whzat I am sure of is that you do not understand in inner
- Deductibles and how much they really affect your premium
- Florida no fault law and how NOT to make a claim against your auto policy
- Claims, who the adjuster really works for and how your Agent can help
- What questions you can ask your Agent that will lower you premium by 10% or more.
- Policy adjustments and the best bang for your buck in premium reductions
- Co-Insurance, 80%, 90% or 100%, the silent killer after a claim.
- Does your Agent really shop for better premiums every year?
- Wind insurance and pro?s and con?s
- HUGE Workers Comp credits your Agent may hold out on until you ask.
- Bonds, getting one OVER $250,000
- Umbrella vs Excess liability
- Avoiding getting your renewal at the last second, leaving no time to adjust
- Agent of Record Letters, good, bad and what they even mean
These are only a few of the MANY, MANY items we will cover and uncover regarding the trick and deception that happens regarding insurance, coverage?s, claims and premiums. Feel free to call, e-mail or stop by if you have any specific question that need to be address sooner.
Alec St. Cyr
All Risk Insurance Agent
151 Mary Esther Blvd
Suite 302
Mary Esther, FL 32569
850-864-3623
astcyr@allriskins.com
I am not new to the area but I am new to this forum and wanted to say hello. I am 31 and just started working at a new Commercial Insurance Agency. While I was surfing the web looking for new socks I found this and thought it would be a great way to give back to the area and in the process make friends and maybe get a few new clients.
My deal is as follows: Agents and Agencies hide and keep a ton of information from you. Information that could save you a lot of money, or after a claim, make you lose a lot of money. Below is short list of items that I plan on talking about in depth. Some of you may know about these items, others may not. Whzat I am sure of is that you do not understand in inner
- Deductibles and how much they really affect your premium
- Florida no fault law and how NOT to make a claim against your auto policy
- Claims, who the adjuster really works for and how your Agent can help
- What questions you can ask your Agent that will lower you premium by 10% or more.
- Policy adjustments and the best bang for your buck in premium reductions
- Co-Insurance, 80%, 90% or 100%, the silent killer after a claim.
- Does your Agent really shop for better premiums every year?
- Wind insurance and pro?s and con?s
- HUGE Workers Comp credits your Agent may hold out on until you ask.
- Bonds, getting one OVER $250,000
- Umbrella vs Excess liability
- Avoiding getting your renewal at the last second, leaving no time to adjust
- Agent of Record Letters, good, bad and what they even mean
These are only a few of the MANY, MANY items we will cover and uncover regarding the trick and deception that happens regarding insurance, coverage?s, claims and premiums. Feel free to call, e-mail or stop by if you have any specific question that need to be address sooner.
Alec St. Cyr
All Risk Insurance Agent
151 Mary Esther Blvd
Suite 302
Mary Esther, FL 32569
850-864-3623
astcyr@allriskins.com
